Best unemployed / on benefits /adverse credit loan available on the market 100% guaranteed acceptance - no credit check loan .

This loan is 100% guaranteed acceptance  and you cant get better than that anywhere trust me I've looked everywhere. There is no fee, no broker involved also no credit check to worry about failing .

This is the only loan I've found without any conditions of being approved for it you you are guaranteed acceptance .The interest is minute compared to bad credit - credit loans with high acceptance on the market .
This is the favourite loan product I've found and I know your thinking have i tried it? well....... obviously.

This is the best alternative to bad credit high acceptance loan  like payday lenders and doorstep lenders even instalment loans please try here first before anywhere else . This could help get you out of a pickle without spiralling you further into debt.


Join a credit  union, most offer this loan just do a google search for one that is in your area and accepts you as a member ,check using your postcode or town (just a note you can apply for the loan the same day you join, no prior savings with them needed).

Fill in  a joining form and a child benefit loan and savings form all downloadable and printable (if your old school and want to post it off) but you can email them to them which saves about 11 days. I would recommend email.

Ring child benefit  and change your payments to weekly  and change bank details to credit union.

Soon as your  first child benefit payment hits the credit union account your loan will be allocated to you, sent by bacs to the bank account of your choice which you would have chosen on your application.

The loan is normally sent  to your bank the same day ,some unions do faster payments so money will reach the account in 15 minutes .

The only rules-

1.You must receive child benefit for a minimum of at least one child.

2.They take repayment over 50 weeks for £500 loan

3.The remainder of your child benefit is saved with them until the loan is paid off acting as collateral for the loan .

4.Once the  loan is paid off the savings will be withdrawable and you can immediately start the process over .

For one child after paying the loan off at the fifty week mark you will have approximately 450 savings to withdraw.(Extra note) If more than one child the other portion can be withdrawn so you can still receive one child's portion of the child benefit while the loan is paid off,or you can choose to save that also giving you roughly 900 -1000 in savings .

Maximum loan 500 minimum loan 100, no credit check guaranteed approval .This is a
godsend to those on low incomes or benefits or just with a shocking credit profile,  I cant recommend it highly enough.

From application to payment I would give it 10 days so apply head of time , but they can do it much faster if you phone them and its an emergency .

Please use this as an alternative to high APR bad credit guaranteed acceptance loans its really the best option there is.
I hope this helps someone in a  pickle.

Take a look at some of my choice of the day loan products with reviews and application walkthroughs .click here.

`Take a  look at my list off bad credit high acceptance credit cards as a cheaper alternative to payday loans - some are even transfer cards.Click here.

Take a look at instant decision bad credit high acceptance catalogues article while your here,as they often offer a low APR than a payday lender. If your borrowing for a purchase or birthday it could save you a lot in interest. click here.

Todays choice of bad credit loand with high acceptance

Todays bad credit high acceptance loan low  income ,umemployed loans


Well if your here your desperate for a bad cedit loan with high acceptance,we have all been between a rock and a hardplace and sometimes its the only option in a emergency.

Before applying -

Bad credit loans with high acceptance tend to offer very high APR in the thousands sometimes .So if your credit is at the 150 - 200 mark then try a credit card first as its a much cheaper alternative then a short term or instalment loan.
 Here is a great list with really high acceptance rates of those with bad to adverse credit profiles they all use eligibility checkers so get agood idea if you qualify for the card without hurting your credit profile more. Click here.

LIKELY LOANS .COM  choice of the day , review and application processI actually havent seen this direct lender alot when searching bad credit loan , I actually stumbled across this bad credit loan by accident .

First tip -
I got pre-approved  for over £2000 ,and i do have a shocking credit score  Here's how it got pre-approved.
I applied at Zopa loans and was rejected (it stops hurting after a while ), but on rejection they said are partner site has pre-approved you  which was  LIKELY LOANS.COM dependent on verification checks also offered me the amount pre-approved for.

I went over to the loan site through the offer link and surprisingly it was nice and transparent , I submitted my details like date of birth, address and bank details etc .A message then said we will now do our verification checks . they did it all on line , no paperwork submitted no phone calls or job phone numbers given .
The next morning woke up to  a email saying approved and it was already in my bank.

Just to be clear I borrowed over £2000 and had to pay back about 900 in interest over a year , but with the shocking credit score I have I was quite pleased of their approval and was comfortable with the interest compared to other bad credit loans being double the amount at least .Also you can pick 24 months up to 50 months if you need smaller instalments but beware interest will be more with more lengthy repayment terms .


All on line , no extra paperwork  very straightforward and transparent with interest.Its a 24 hour loan (every application has verification checks overnight).Lower APR compared to other bad credit high acceptance loans on the market .High amounts approved for new customers ,top ups aloud if stay up to date with payments and pay by direct debits.
Up to 5 thousand new borrowers and 10 thousand existing /returning customers.


Can easily over borrow if approved , still has a high APR  and may be easy for some borrowers top up and increase their loan contract beyond their means.Easy to get into trouble if  circumstances change as long term commitment if choosing a lengthier repayment option like 24-50 months.
So here is all the info i have and to be frank with you all i really do recommend this loan for people with adverse as instead of having to apply for many payday loans to make up the amount leading to allot more interest . I found them really good and customer service has been helpful . I hope this stops your search for the money and you get approved as quickly as I did it was a lifesaver at the time .
why not check out my other top picks of the day for review and process of other bad credit high acceptance loans. A ll tried and tested for my lovely readers .Click here.

unemployed loans, on benefits loan , low income loan no credit check loan , loan for bad credit guaranteed acceptance

Do you need a unemployed loan ,struggling parent on income support or just a low income . Need a quick cash sum then read on I've been doing my research on loans for benefit recipients and have actually found something that might help .

Unemployed loans and on  benefit loans also low income accepted if meet below criteria.

criteria -

To register free of charge by email or branch or phone and send id documents to a m for money credit union.


Where this unemployed loan or ow income loan is issued ?

M for money credit union can be found on line or through your local council.


Well this is the unique part that is a new form of guaranteed income which allows the most dire credit rating to be instantly approved a loan.
A mandate is sent from you and the credit union to hmrc allowing your child benefit to be paid into the credit union directly each  month the first payment they receive will instantly then make a loan available to you of £500 .

I'm on benefits do I have to pay interest ?

The answers YES, but minimal.

How does this unemployed loan take payments ?

It takes £14 weekly out of your child benefit and saves the rest over one year giving you a 500 hundred upfront payment and roughly 500 in savings which you can withdraw at the end of the year that's it.

check out M for money credit union available to the UK

Low interset personal loans - Cashconverters personal loans process and eligibility ,quick loan .


Low interest personal loan  from cashconverters - best personal loan for Christmas- benefits loan , low income loan, unemployed accepted.

  • Need a quick loan that can be tailored to suit your borrowing needs , these loans are worked out in store only and a personal adviser will deal with the whole loan for you . I t is a quick loan but as they need to do verification checks it may take 3 days or more four at the max .

  • This loan is not available on line in store applications only .

This service is available fer people in receipt of benefits also which is great help to them in  a bind whereas other lenders wont touch them without employment you must show eligibility for receipt of benefits and three months payments into your bank if no alternate income to be eligible for this loan . 

  • Job seekers and esa also dla and income support are accepted here .

The eligibility - Before you apply they will credit check but that is not the factor they lend against they have many points they take into consideration so as long as on the electoral roll with proof of employment and address you will be fine.

I.d requirements for this quick cash loan from cashconverters -

  • Debit card - for avs verification
  • Debit card to repay the loan instalments
  • Over 18
  • Photo id - passport /driving license may accept your medical card on certain circumstance's .
  • Entitlement letter  to benefits - jsa , esa, dla and income support . within three months of the date you apply otherwise they wont be accepted
  • Proof of address - if not verified by electoral roll , then your tax bill or any revenue letter with your tax code should suffice .
  • Proof of employment if working - Three moths payslips at least.
  • Bank statements for the past three months to show the average amount coming in and out so they can work out the affordable amount to lend that you can repay .
  • Employers contact details - a phone check could be preformed  to see if you do work there , but all of  the loan process it is confidential and they wont inform the employer that you are being verified for the loan .

The actual decision process for this quick loan -

  1. Apply in store with all above  with you fill out the application and arrange for the verification checks to begin , a adviser will go through the process completely transparently with you plus loan interest rates . 
  2. You Will be contacted in the next few days with a decision and the money placed in your bank account or a nominated account even if your over drafted
  3. You will get the money by 6 o clock the day they approve you so this is a quick loan in any ones book and a great alternative to a payday lender .

Dillysans verdict 

 who should apply , I have ccjs will I be refused ? 

ccjs are fine as long as not in the current month No credit - new to credit as long as can verify your id and address.

  • Bad credit - defaults and outstanding loans
  • Benefits payments of 460 a month

These groups have a great chance when applying for this quick cash loan so give it a try if you have been turned away by other lenders .

Best unemployed / on benefits /adverse credit loan available on the market 100% guaranteed acceptance - no credit check loan .

This loan is 100% guaranteed acceptance  and you cant get better than that anywhere trust me I've looked everywhere. There is no fee, n...